These Terms of Service ("Terms") govern your access to and use of the Africa Renaissance Kapital website at www.arkapital.co.za (the "Site"). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.
The Site is operated by Africa Renaissance Kapital ("ARK", "we", "us"), Office 16D2, Sinosteel Plaza, 159 Rivonia Road, Sandton, 2146, South Africa. You can contact us at admin@arkapital.co.za.
You may use the Site for lawful, personal and business-information purposes. You agree not to:
Information on the Site — including descriptions of our training, consulting and advisory work, illustrative case studies, and any research summaries — is provided for general information only. It is not a substitute for professional advice tailored to your circumstances, and you should not act or rely on it without obtaining appropriate advice. Illustrative outcomes shown on the Site describe the kind of results our work is designed to deliver and are not a promise of specific results. Nothing on the Site constitutes an offer to provide, or the provision of, regulated financial services.
All content on the Site — including text, graphics, the ARK name and logo, design, and layout — is owned by or licensed to ARK and is protected by intellectual-property laws. You may view and print content for your own reference. You may not otherwise reproduce, distribute, or create derivative works from it without our prior written permission.
The Site may contain links to third-party websites or resources. We provide these for convenience and do not endorse or accept responsibility for their content, products, or practices. Accessing third-party sites is at your own risk.
The Site and its content are provided "as is" and "as available". To the fullest extent permitted by law, we make no warranties, express or implied, about the accuracy, completeness, reliability, or availability of the Site or its content, and we do not warrant that the Site will be uninterrupted or error-free.
To the fullest extent permitted by law, ARK will not be liable for any indirect, incidental, special, or consequential loss, or any loss of profit, revenue, data, or goodwill, arising out of or in connection with your use of, or inability to use, the Site. Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law, including under the Consumer Protection Act, 2008 where it applies.
You agree to indemnify and hold ARK harmless from any claims, losses, or expenses arising out of your breach of these Terms or your misuse of the Site, to the extent permitted by law.
Our handling of personal information is described in our Privacy Policy, which forms part of these Terms.
We may update these Terms from time to time. The current version will always be posted on this page with its effective date, and your continued use of the Site after changes take effect constitutes acceptance of the updated Terms.
These Terms are governed by the laws of the Republic of South Africa, and you submit to the non-exclusive jurisdiction of the South African courts in respect of any dispute arising from them.
If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.
Questions about these Terms can be sent to admin@arkapital.co.za or Office 16D2, Sinosteel Plaza, 159 Rivonia Road, Sandton, 2146.